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Buying a Home

Buying a Home


Answers and guides about the home buying process in Northeast Texas. From first-time buyer questions to financing strategies, we cover what you need to know.

Answers in This Topic

Our guides on buying a home.


Buying a Home

Do I need a Realtor when buying a home in Texas?

Texas law does not require hiring a Realtor. Learn about representation, non-representation, and unrepresented options.

Buying a Home

What are the biggest mistakes first-time home buyers make in Texas?

From skipping pre-approval to waiving the inspection, learn the common first-time buyer mistakes and how to avoid them.

Buying a Home

What is a buyer representation agreement, and do I have to sign one?

Reflects the 2026 Texas law (SB 1968). Written agreement required before showing or presenting an offer.

Buying a Home

How does a buyer's agent get paid in a Texas real estate transaction?

Compensation is negotiable and not set by law. Learn how it is addressed in the written agreement.

Buying a Home

How do I know how much to offer on a house?

Comparable sales, competition, condition, days on market, and how price and terms work together.

Buying a Home

How much earnest money do I need when buying a home in Texas?

Earnest money is negotiated, not set by rule. Learn the purpose and how it differs from the option fee.

Buying a Home

What is an option period in a Texas real estate contract?

Texas-specific termination right, option fee, negotiated length, and how it relates to the home inspection.

Buying a Home

Should I get a home inspection before buying?

What inspections are recommended and how to decide which specialty evaluations you need.

Buying a Home

What does a home inspection cover, and what does it not cover?

Visible condition evaluation vs. destructive investigation, code compliance, engineering, and environmental testing.

Buying a Home

What happens between going under contract and closing?

The Texas transaction roadmap: earnest money, inspections, appraisal, title, and final walk-through.

Buying a Home

What should I expect at the final walk-through before closing?

What to verify, what the walk-through is not, and how to handle issues before closing day.

Buying a Home

What should I know before making an offer?

Pre-approval, earnest money, contingencies, closing costs, and negotiation strategies for Northeast Texas.

Buying a Home

How long does it take to buy a home?

Typical timeline from offer to closing: 30-45 days for financing, 7-14 days for cash.

Buying a Home

What are closing costs?

Typically 2-5% of purchase price. Lender fees, title insurance, appraisal, and prepaid items explained for Texas buyers.

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